Author Archives: Ayman Mhiri

“Buy Now, Pay Later” (BNPL) services have quickly taken hold of the retail scene, quickly becoming a household name in the world of digital payments. A recent study found that 25% of online shoppers in the UK now use BNPL and 20,000 different merchants offer it at the point of sale...

In the world today, there are over 2.9 billion mobile wallets in use. It turns out that US consumers are the most embracing of using mobile wallets than the rest of the world is. Strong growth is predicted for 2025, around 4.8 billion wallets would embody the world...

Cybercriminals have become more adept at exploiting the instantaneous and irrevocable nature of P2P transactions, while consumers are increasingly confused about banks' stance on refunding their money if it ends up in the wrong hands.

This digital push has opened the door for FinTechs, challenger banks and digital native financial institutions (FI) to disrupt the industry as bank customers question the need for traditional banks...

Meta recently announced the launch of a new brand image called Meta Pay, which will replace the functions of Facebook Pay. Meta Pay will be the universal payment method in Metaverse and will allow you to pay for goods and services with new options added such as control and respect for digital identity and proof of ownership.

Each beginning of the year, the collins dictionary chooses a name or a concept such as "word of the past year" and, after the word "containment" in 2020, it is the somewhat barbaric acronym "NFT" which has been chosen for illustrate the year 2021...

In the absence of a digital dollar, paypal customers could see the arrival of a stable coin from a paypal who has become skeptical of the risky adventure of facebook meta...

The German neobank N26 seems not to have realized its success or its obligations. Customers who have opened an account with N26 would like to be able to access it, which appears normal, and are blocked without the bank having warned them of their account closure for verification, which is abnormal...

An Application to do everything is the daydream of the Chinese, especially with the 2 WeChat model apps which combine messaging and payment systems, and in the same excess Alipay at Alibaba. Each of these applications draw a billion customers.

By exceeding one billion dollars in terms of valuation, Lydia becomes the 22nd French unicorn and becomes one of the leaders in mobile payment in France...

For the euro-digital project, the ECB is giving itself two years to investigate the desirability of a euro-digital. The anonymity of payments and the confidentiality of transactions appear to be at least necessary according to the CNIL ...

The Buy-Now-Pay-Later is the experience of the moment that everyone is looking to implement ...